Terms and Conditions
The present Terms of Use document is being published in accordance with the provisions of the Information
Technology Act, 2000 and other applicable Rules there under, including but not limited to the Information
Technology (Intermediary Guidelines) Rules, 2011.
INTRODUCTION
By using or accessing the Platform in any way, using, viewing, sharing, embedding and/or downloading any
Services, you agree to be bound by the Terms of Use set forth herein. By accepting these Terms of Use, you
also accept and agree to be bound by our policies, including but not limited to our privacy policy and our
copyright policy.
If you do not understand the present Terms of Use or do not agree with/accept any part thereof, you should
immediately discontinue using or accessing the Platform. Your use and/or continued use of the Platform, as
the case may be, amounts to express consent by you to the terms of this Terms of Use as well as other
policies.
ELIGIBILITY
By agreeing to these Terms of Use, you represent that you are legally competent to enter into an agreement
and provide consent to these Terms of Use. You further represent that
- You are of sound mind.
- Are not prohibited from entering into a legally binding contract as per applicable laws.
- In case the Platform is being accessed, and the Services are being availed for the benefit of a minor,
you expressly confirm that you are legally competent to provide consent on behalf of such a minor and
that the minor’s use of the Platform and/or the Services shall be subject to the Terms of Use.
RESTRICTION AND TERMINATION OF USE
We may block, restrict, disable, suspend or terminate your access to all or part of the Services offered on
the Platform, at any time in our sole discretion, without prior notice to you. If you violate the Terms of
Use, we may at its sole discretion, block, restrict, disable, suspend or terminate the services offered on
the platform.
INTELLECTUAL PROPERTY
The Services, including but not limited to digital content on the website i.e. text, graphics, user
interface, images, video interface and software as well as their selection and arrangement, may belong to us
or to our partners who have granted us the right to use their content and are protected to the fullest
extent possible by applicable laws related to copyrights, trademarks, trade secrets and all other
intellectual property and proprietary rights (collectively, "Intellectual Property Rights" ). Any
unauthorized use of the Services may violate such laws and the Terms of Use. We reserve all our legal rights
to prohibit, stop or contain any such violations.
You agree not to copy, republish, frame, download, transmit, modify, adapt, create derivative works based on,
rent, lease, loan, sell, assign, distribute, display, perform, license, sublicense or reverse engineer the
Platform and Services or any parts thereof or the selection and arrangement of the Platform and Services,
except as expressly authorized herein. We grant you a non-exclusive, non-transferable, limited permission to
access and display the web pages within this Platform, solely on your computer or any other electronic
viewing device for your personal, non-commercial use of this Platform. This permission is conditional on the
basis that you shall not modify, alter or illegally use the content displayed on this Platform and shall
keep intact and comply with all copyright, trademark, and other proprietary notices of the Platform, if any.
The rights granted to you constitute a license and not a transfer of title in any manner.
Use of the Platform or Services for any other purpose other than expressly granted hereunder is expressly
prohibited and may result in severe civil and criminal penalties.
LINKS TO THIRD PARTY WEBSITES
The Platform may include links that redirect you to other websites. The Terms of Use do not cover these third party websites. You agree that once you leave our servers, any third party websites that you go to or interact with are at your own risk. We shall not be held liable for any default, loss of function or any risk or consequence that you may be exposed to as a result of the same.
SPAM E-MAIL AND POSTINGS
In the event your access or use of the Platform and Services is found to be spammy, misleading, malicious, annoying or containing/promoting unsolicited e-mails or network postings, we reserve our right to obtain immediate injunctive relief against you or against such use by you, in addition to all other remedies available at law or in equity. We may also opt to block, filter or delete unsolicited emails, messages or postings as per its sole discretion.
INDEMNITY
To the extent permitted by applicable law, you agree to defend, indemnify and hold harmless Loan Devi, its parent corporation, officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the Loan Devi Platform; (ii) your violation of any term of these Terms and Conditions; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; (iv) any claim that your User Content caused damage to a third party; or (v) violation of any applicable laws. This defence and indemnification obligation will survive these Terms and Conditions and your use of the Loan Devi Platform.